Disclaimer and Scope of Services
velmoraiq.sbs provides coaching and information for individuals managing finances after separation. Our focus is helping you understand your options, not delivering legal or investment recommendations. Please review the following important disclaimers before using our services.
Effective Date:
This disclaimer is effective as of July 1, 2026.
Last Updated:
This disclaimer was last updated on July 1, 2026.
Important Advisory
Our content is for information only, not legal or tax advice.
Please consult licensed professionals for decisions involving significant financial or legal matters.
General Notice
The information on velmoraiq.sbs is meant for adults seeking financial guidance after divorce or separation in Canada. It is not intended for minors or to serve as individualized legal or tax advice. Each client’s situation is unique, and our team encourages personal consultations for tailored solutions.
Limitations of Liability
While we aim to provide relevant, practical financial guidance, there are limitations to what our information and services can offer.
- We do not accept responsibility for decisions made based on information found on this website.
- velmoraiq.sbs is not liable for losses or damages resulting from use of the site, including financial losses, indirect damages, or loss of opportunity.
- Our coaching is not a replacement for regulated financial, legal, or tax services and should not be considered as such.
- Liability for external sites or third-party resources linked from velmoraiq.sbs is expressly disclaimed.
Information Accuracy Notice
We strive to ensure that all content provided on velmoraiq.sbs is current, clear, and accurate. However, information about financial topics, credit, and budgeting after divorce may evolve or change. While we update our resources regularly, some details may become outdated or differ from your specific circumstances. Users should verify important facts or consult professionals before making financial decisions based on this site.
Content accuracy is reviewed, but complete error-free information cannot be guaranteed. Please use your judgment and seek direct advice as needed.
Not Professional Advice
All site content is informational and does not replace professional guidance from qualified legal, tax, or licensed financial advisors. We encourage users to seek personal advice before acting on any information.
External Resources
velmoraiq.sbs may include links to external resources for your convenience. We do not control the content or privacy practices of those sites and are not responsible for their information accuracy or reliability. Visiting other sites is at your discretion.
Results May Vary
Results from our financial guidance will vary depending on each person’s situation, commitment, and external factors. We do not make assurances about specific outcomes.
Individual Results Differ
Your experience with our services may differ from examples or testimonials described on the site. Past success for others does not predict your personal results.
Scope of Financial Guidance
Our financial coaching services support individuals after separation by offering guidance for budgeting, credit recovery, and asset division. However, this guidance is informational only and not a substitute for advice from licensed financial, tax, or legal professionals.
- Services focus on general financial wellness after divorce or separation and do not provide specific legal, tax, or investment recommendations.
- We are not a substitute for a licensed financial planner, lawyer, or accountant. Individual financial decisions should be made with input from appropriate professionals.
- Clients are responsible for consulting professionals before making significant changes to their finances, especially regarding asset division or legal settlements.
Jurisdiction and Governing Law
Our services and this website operate under Canadian legal standards. Local rules may also apply depending on your province.
Use of velmoraiq.sbs is subject to the laws and courts of Canada. By accessing our site, you consent to these legal jurisdictions and the resolution of any disputes within them.
This disclaimer and your use of velmoraiq.sbs are governed by Canadian law. Any disputes or claims relating to our services or content will be resolved according to the laws of Canada and the relevant province.
You are responsible for ensuring that your use of our site complies with local, provincial, and Canadian laws. Our services are not available where prohibited by law.
Indemnification
By using velmoraiq.sbs, you agree to indemnify and hold harmless our company, its employees, and affiliates from any liability, loss, or expense arising from reliance on site content or services.
Severability
If any part of this disclaimer is found to be invalid or unenforceable, the remaining provisions will remain effective and enforceable.
Policy Changes
velmoraiq.sbs may update this disclaimer to reflect legal changes or new services. Users should check this page periodically to stay informed of any modifications. Continued use of the site indicates acceptance of the current disclaimer.